Following is just a sample of the programs Northeast Mortgage offers. We have access to virtually every mortgage program availalbe today. *All credit grades accepted. Click on links to view an explanation. PURCHASES: Owner Occupied, Investment Properties, Second Homes Fixed and Adjustable Rate Programs First Time home Buyers FHA / VA My Community Mortgage Out of State Loans Conforming (FNMA, FHLMC) Jumbo Construction Financing (single close) Non-Conforming (A- through D credit) No Income Verification No Asset Verification No Down Payment No Doc Programs Mixed use and Commercial Properties 80/10/10, 80/15/5, 80/20 Programs 100% Financing Programs 103% Financing Programs Interest Only Programs Programs available for Less than perfect credit REFINANCES: Owner Occupied, Investment Properties, Second Homes Fixed and Adjustable Rate Programs First Time home Buyers FHA / VA (streamline and fully processed) My Community Mortgage Out of State Loans Conforming (FNMA, FHLMC) Jumbo Debt Consolidation Cash Out Non-Conforming (A- through D credit) No Income Verification No Asset Verification No Doc Programs No Equity Programs Mixed use and Commercial Properties Programs available for Less than perfect credit HOME EQUITY: Fixed and Variable rate home equity loans "A" through "D" credit programs Lines of Credit Closed-end second mortgages Home Improvement Loans Debt Consolidation Programs available for Less than perfect credit Call AUDRA DEFAZIO toll free at (877) 848-9865, ext. 389 for details!

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